What Are My Options For Disability Benefits?
There are many different types of disabling illnesses and injuries that may qualify you to receive benefits. For each person, their circumstances will determine the best course of action.
Consulting a Houston disability lawyer at the Law Offices Of M. Stanley Whitehead, can help you clarify in detail the different options and see what might be best for you, but having some general information can be helpful before an initial consultation.
Social Security Disability Insurance
Social Security benefits provide both income and medical coverage to those with disabling conditions. There are two main types of benefits: Social Security Disability Insurance and Supplemental Security Income. SSDI benefits are available to those who have contributed to the Social Security Administration by working and have enough quarters to qualify.
This monthly benefit is based on the earnings record of the insured worker, not existing income or resources. On the other hand, SSI benefits are available to disabled adults or children who have limited income and limited resources. The monthly payment is need-based and will vary per individual situation up to a maximum federal benefit rate. In both cases, though, the disability must be total. Benefits are not awarded for partial or short-term disabilities lasting less than 12 months.
Accidental Injuries
When you’ve been the victim of an injury that resulted from another’s negligence, you may be eligible to file a claim against that person. The disability denial lawyers at the Law Offices Of M. Stanley Whitehead can help with personal injury lawsuits, as well.
Workers’ Compensation Benefits
For someone who was injured while at work, applying for workers’ compensation benefits should be an immediate consideration. Delaying the application can have a serious impact on whether you receive benefits. For those who have private disability insurance, applying for these benefits with the help of your doctor should also be considered.
Get Help Understanding Your Options for Disability Benefits
If you are suffering from a disabling condition and need help determining what steps to take and how to get benefits, contact the experienced disability denial attorneys at the Law Offices Of M. Stanley Whitehead today.
