If you’ve become unable to work due to an injury or medical condition, you may qualify for benefits such as Social Security Disability Insurance (SSDI). SSDI is a federal insurance program that provides monthly benefits to eligible workers who can no longer work. How much a disabled worker receives in monthly Social Security benefits is determined by many factors.
Qualifications For SSDI Benefits
To qualify for SSDI benefits, your impairment must meet the Social Security Administration requirements for disability. You also have to be covered under the SSDI program (you gain coverage after earning a certain number of work credits).
How Much Can I Expect in Monthly SSDI Benefits?
The Social Security Administration calculates monthly benefits based on the number of years an applicant has worked and how much income they earned before they became disabled. The SSDI uses a formula to calculate the number of monthly benefits you’ll be entitled to, called your primary insurance amount (PIA). How much monthly SSDI benefits you receive will be based on your average indexed monthly earnings (AIME).
Currently, the average monthly SSDI payment is $1,277. The highest monthly payment you can receive from SSDI in 2021 is $3,148.
You can continue to work and receive SSDI benefits. However, you can only earn so much — currently $940 per month — before you start to lose benefits.
In most cases, you’ll have to wait five months after your application is approved before you can receive your first SSDI benefits payment. This means you’ll receive your first payment starting from the sixth full month after the date your disability began.
You Can Appeal A Denial of SSDI Benefits
Has your application for SSDI benefits been denied? You have the right to appeal the Social Security Administration’s decision to deny benefits. However, you must request an appeal in writing within 60 days of receiving our decision.
In most cases, a claim is denied simply because the applicant failed to provide the necessary information to make a decision in your claim. Don’t repeat the same mistakes that caused your claim to be rejected the first time — get professional legal help!
The Law Offices of M. Stanley Whitehead has helped disabled workers all over the U.S. get the disability benefits they deserve from the SSA, the VA, or a private insurance company. M. Stanley Whitehead is Board Certified in Social Security Disability Law by the National Board of Social Security Disability Advocacy.
If your claim has been denied, call Houston Social Security attorney M. Stanley Whitehead without delay. You only have a limited time in which to act; the sooner we get started on your case, the sooner you’ll get approved for benefits. Contact us online or call us at (713) 993-7311 to discuss your SSDI claim.