The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law enacted to protect an individual from pension and insurance fraud. Its rules apply to almost all employee group short term and long term disability policies. Among other things, ERISA gives a policyholder the right to appeal an insurance company’s decision to deny […]
Macular Degeneration and Social Security Disability Benefits
Age-related macular degeneration is the leading cause of central vision loss in older Americans. Currently, an estimated 11 million people in the U.S. are affected. This is more than those affect by cataracts and glaucoma combined. February is AMD/Low Vision Awareness Month, a time to share information about this disease and help understand its impact […]
Diabetes Awareness Month Shines Attention on Those with Diabetes-Related Disabilities
Did you know that people who are unable to work due to diabetes-related health problems may qualify for Social Security disability benefits? That’s one of the reasons why November is Diabetes Awareness Month: to educate the public on ways to prevent and control the disease, the importance of early diagnosis and treatment, resources for those […]
Social Security Disability Benefits and Alzheimer’s
November is National Alzheimer’s Awareness Month, a time to help spread the word about a disease that affects an estimated 5.8 million Americans. Is Alzheimer’s a Normal Part of Aging? The Alzheimer’s Foundation of America (AFA) notes that this disease is NOT a normal part of the aging process. It is a progressive, degenerative brain […]
Qualifying for Breast Cancer Disability Benefits
It’s estimated there will 268,600 new cases of invasive breast cancer diagnosed in 2019. Worse, it’s estimated that 41,760 women will die from breast cancer in the U.S. this year. How many of these deaths could have been prevented through early detection and treatment? That’s one of the reasons to support National Breast Cancer Awareness […]
Failure to Follow Prescribed Treatment Could Cost You Disability Benefits
If you are filing a claim for long-term disability benefits, always follow your doctor’s instructions and review your disability policy. You may lose your disability benefits if it can be determined that you failed to follow prescribed treatments. Don’t let this happen to you. Insurance companies like to use failure to follow prescribed treatment as […]
Social Media and Disability Claims
Social media has become a part of daily life for many Americans. Posts about our families, our friends, our jobs and our daily activities are so common as to be second nature. In most cases, these are completely harmless ways to share your life with those you love. However, it’s important to remember that, even […]
Group vs. Individual Disability Insurance: Appealing a Denial
Buying disability insurance is a good idea if you don’t have enough savings or other means of income to support you if you are unable to work for a period of time due to illness or injury. There are two types of short term and long term disability insurance plans: group and individual. Group plans are […]
How Does the New Veterans Appeals Improvement and Modernization Act Affect Your Disability Claim?
There’s good news for disabled veterans who have applied for disability benefits through the Department of Veterans Affairs. Congress recently passed the Veterans Appeals Improvement and Modernization Act of 2017 designed to make it faster and easier to navigate through the review and appeal process. These new laws went into effect in February 2019. The […]
Do Individuals with Autism Qualify for Social Security Disability Benefits?
According to CDC estimates, 1 out of every 59 children born today will be diagnosed with autism spectrum disorder. April is National Autism Awareness Month, a time dedicated to educating the public about the many issues that families affected by autism face and the increasing need for services and support. While many articles about autism […]
