Many individuals who apply for Long Term Disability (LTD) benefits are unable to work due to multiple impairments. While a single impairment may not make a person disabled enough to qualify for benefits, the combined effect of connecting multiple impairments can. Individuals who file claims for multiple impairments must be able to demonstrate how each […]
Collecting Attorney Fees in an ERISA Disability Lawsuits
If you are forced to file an ERISA lawsuit against an insurance company for unfairly denying a claim for disability benefits, can you ask to be reimbursed for attorneys’ fees as part of your settlement? If an insurance company has denied your claim for disability benefits, ERISA (Employee Retirement Income Security Act of 1974), the […]
Don’t Lose Your Disability Benefits Due to Non-Compliance with a Doctor’s Orders
Insurance companies employ a variety of different ruses in their attempts to get out of paying off a claim for disability benefits. One of these is the use of allegations of non-compliance with a physician’s prescribed treatment as reason to deny paying benefits. Insurance companies can legally deny a disability claim for non-compliance. Non-compliance occurs […]
What Remedies Can You Recover From An ERISA Disability Lawsuit?
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law enacted to protect an individual from pension and insurance fraud. Its rules apply to almost all employee group short term and long term disability policies. Among other things, ERISA gives a policyholder the right to appeal an insurance company’s decision to deny […]
Qualifying for Breast Cancer Disability Benefits
It’s estimated there will 268,600 new cases of invasive breast cancer diagnosed in 2019. Worse, it’s estimated that 41,760 women will die from breast cancer in the U.S. this year. How many of these deaths could have been prevented through early detection and treatment? That’s one of the reasons to support National Breast Cancer Awareness […]
Failure to Follow Prescribed Treatment Could Cost You Disability Benefits
If you are filing a claim for long-term disability benefits, always follow your doctor’s instructions and review your disability policy. You may lose your disability benefits if it can be determined that you failed to follow prescribed treatments. Don’t let this happen to you. Insurance companies like to use failure to follow prescribed treatment as […]
Group vs. Individual Disability Insurance: Appealing a Denial
Buying disability insurance is a good idea if you don’t have enough savings or other means of income to support you if you are unable to work for a period of time due to illness or injury. There are two types of short term and long term disability insurance plans: group and individual. Group plans are […]
Need Help with Your ERISA Long Term Disability Appeal?
If you worked for a private company in the U.S., you are probably covered by the Employment Retirement Income Security Act (ERISA), a federal law passed in 1974 that sets minimum standards for most private industry pension and health plans to provide protection for individuals who participate in these plans. Have you filed a claim […]
Eligibility Requirements For An ERISA Disability Claim
The Employee Retirement Income Security Act of 1974, more commonly known as ERISA, is a federal law enacted by Congress that establishes minimum standards designed to protect the retirement, health, and other welfare benefit plans (life insurance, disability insurance, etc.) of private industry employees from fiduciary misuse. It is administered by the U.S. Department of […]
11 Things to Know about ERISA and Filing Long Term Disability Insurance Claims
If you are an employee at a private or publicly traded company, chances are your long term disability insurance and other employee benefits are regulated under the Employee Retirement Income Security Act, or ERISA. Passed by Congress in 1974, ERISA’s main purpose is to regulate and protect the employee benefits plans of workers employed at […]
