Did you know that people who are unable to work due to diabetes-related health problems may qualify for Social Security disability benefits? That’s one of the reasons why November is Diabetes Awareness Month: to educate the public on ways to prevent and control the disease, the importance of early diagnosis and treatment, resources for those […]
Men’s Health Month and Disability Claims
Everyone knows that Father’s Day happens every June; a lot of people don’t realize that June is also Men’s Health Month. Men’s Health Month is a time to raise awareness of the unique health issues men face and encourage males of all ages to pursue a healthy, active lifestyle and get regular medical examinations. Why […]
Why Connecting Multiple Impairments is Important in an LTD Disability Benefits Claim
Many individuals who apply for Long Term Disability (LTD) benefits are unable to work due to multiple impairments. While a single impairment may not make a person disabled enough to qualify for benefits, the combined effect of connecting multiple impairments can. Individuals who file claims for multiple impairments must be able to demonstrate how each […]
Don’t Lose Your Disability Benefits Due to Non-Compliance with a Doctor’s Orders
Insurance companies employ a variety of different ruses in their attempts to get out of paying off a claim for disability benefits. One of these is the use of allegations of non-compliance with a physician’s prescribed treatment as reason to deny paying benefits. Insurance companies can legally deny a disability claim for non-compliance. Non-compliance occurs […]
What Remedies Can You Recover From An ERISA Disability Lawsuit?
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law enacted to protect an individual from pension and insurance fraud. Its rules apply to almost all employee group short term and long term disability policies. Among other things, ERISA gives a policyholder the right to appeal an insurance company’s decision to deny […]
Social Security Disability Benefits and Alzheimer’s
November is National Alzheimer’s Awareness Month, a time to help spread the word about a disease that affects an estimated 5.8 million Americans. Is Alzheimer’s a Normal Part of Aging? The Alzheimer’s Foundation of America (AFA) notes that this disease is NOT a normal part of the aging process. It is a progressive, degenerative brain […]
Can your Long Term Disability Insurance Company require you to turn over your Social Security Award?
Workers who have bought long term disability insurance plans through your employers and have become too sick or injured to work may be encouraged by their insurance company to apply for disability benefits from the Social Security Administration as well. Sometimes this can be a terrible mistake. An insurance company will ask you to apply […]
Group vs. Individual Disability Insurance: Appealing a Denial
Buying disability insurance is a good idea if you don’t have enough savings or other means of income to support you if you are unable to work for a period of time due to illness or injury. There are two types of short term and long term disability insurance plans: group and individual. Group plans are […]
Multiple Sclerosis Awareness Month and Disability Benefits for MS
Multiple Sclerosis Association of America (MSAA) has declared March to be Multiple Sclerosis Awareness Month, and we’d like to take this time to discuss the process a person who is unable to work because of MS must go through in order to be approved for Social Security disability benefits. Disabilities Resulting from Multiple Sclerosis Multiple […]
Do I Qualify for Lupus Social Security Disability Benefits?
Lupus is a chronic autoimmune disease that can cause a variety of symptoms, from fatigue to abnormal blood clotting and ulcers. These symptoms range in severity, and the progression of the disease depends on the person. According to the Lupus Foundation of America, approximately 5 million people worldwide have the disease, and more than 16,000 […]